Financial Navigation

Calm
begins here.

A budget built around real money, not what you're waiting on. Know where you stand today, understand where you've been, and chart where you're going.

NO CREDIT CARD REQUIRED

๐Ÿ“Š Budget Every dollar, on purpose
๐Ÿ“’ Logbook Your complete transaction history
โœˆ๏ธ Flightplan Project your financial future
๐ŸŽฏ Goals Track what matters to you
๐Ÿ““ Notes The story behind the numbers
Instrument Panel // Budget

Every dollar
on purpose.

Climb works with money you actually have. Assign every dollar to a category, budget to zero, and always know exactly where you stand. No guessing. No surprises.

As you stay consistent, Climb helps you build toward something bigger โ€” enough set aside that each month is already taken care of before it begins. That's your runway.

Budget to zero โ€” every dollar has a destination
Move money between categories when life changes
Monthly spending averages and category insights
Build your runway toward true financial calm
$1,240.00
Available to Budget ยท March
$1,840 / $3,200 runway
Groceries $800 -$659 $141
Rent $1,800 -$1,800 $0
Medical $200 -$289 -$89
Fun Money $150 -$88 $62
Emergency Fund $300 $0 $300
DatePayeeCategoryAmount
03/14 Fred Meyer ๐Ÿ““ Groceries -$89.42
03/14 Alaska Airlines Travel -$459.95
03/13 Employer Inc Income ยท April +$3,450.00
03/12 Transfer โ†’ Savings transfer โ€” -$500.00
03/11 Dr. Patel Office ๐Ÿ““ Medical -$150.00
03/10 Netflix Subscriptions -$17.99
Captain's Log // Logbook

Your complete
financial
record.

Every transaction, every paycheck, every transfer โ€” logged and searchable. Income is assigned to the month it funds, not just when it lands. Reconcile against your bank with a built-in flow that actually makes sense.

Attach notes to transactions that need context. The why behind the what, right where you need it.

Search by payee, memo, or split transaction detail
Filter by account, category, date range, or amount
Full reconciliation flow with CSV import support
Note indicators on transactions with linked stories
Flight Plan // Future

Where are
you headed?

Flightplan takes your current trajectory and projects it forward. See your net worth over time, model what-if scenarios, and track the goals that matter โ€” debt payoff, savings targets, spending limits.

Change a variable. Watch the future change with it. That's the kind of clarity that makes financial decisions feel less like guesses.

Net worth projection across all your accounts
Model scenarios โ€” extra payments, income changes, new goals
Goal crossing dates โ€” when will you actually get there?
Debt payoff, savings targets, and spending limits
Net worth projection ยท 3 years Base scenario
NowYear 1Year 2Year 3

Goal milestones

Emergency Fund Aug 2026
Pay off Visa Mar 2027
New car fund Jan 2028
Emergency Fund On track
savings ยท Aug 2026
$4,200 of $6,000 70%
Pay off Visa On track
debt payoff ยท Mar 2027
$1,240 of $3,200 61%
Vacation fund Behind
savings ยท Jun 2026
$840 of $2,500 34%
Waypoints // Goals

Know when
you'll
get there.

Set a goal, link it to an account or category, and Climb projects when you'll reach it based on your real spending and saving patterns. Not a guess โ€” an actual date, recalculated every month.

Savings goals โ€” account balance or category target
Debt payoff goals โ€” watch the balance trend to zero
Spending limits โ€” monthly caps that reset automatically
Model goals in Flightplan to see the full impact
Clearance // Pricing

Simple.
Honest.

Free
$0
Forever free
โœ“1 budget
โœ“Full budgeting tools
โœ“Logbook & reconciliation
โœ“Notes & transaction linking
โœ“Charts & insights
โœ“Sync across devices
Get started free
Pro
Pro
20-day free trial included
โœ“Everything in Free
โœ“Multiple budgets
โœ“Flightplan โ€” projections & scenarios
โœ“CSV import
โœ“Advanced reporting
โœ“Priority support & early access
Start free trial โ†’
Cleared for takeoff

Ready to
start climbing?

20 days free. No credit card. Just you, your money, and finally knowing where it's all going.

Begin your journey โ†’

NO CREDIT CARD REQUIRED ยท CANCEL ANYTIME